No matter how prepared you are for unfavorable road conditions, collisions involving semi-trucks are substantial.
According to insurance expert Camille Garcia with the Insurance Council of Texas, hundreds of thousands of insurance claims will be filed in the state due to the intense winter storm that crippled the state’s electricity grid.
Residents and businesses in Texas need to be patient right now as insurance agents are dealing with all the homeowners, businesses, and auto insurance claims.
According to federal regulations, truck drivers must exercise extreme caution when driving in dangerous weather conditions, but may not have the option of staying home or rerouting their course during inclement weather.
When a trucking accident happens during poor weather, all the circumstances including the behavior of all drivers, the weather, and the road conditions must be considered.
It can be frustrating for you to sort out the details with both law enforcement and your insurance provider, but the first step after an accident in bad weather is to determine who was responsible and how much the road conditions contributed to the accident.
Below are some tips to prepare for submitting your claims:
- Make sure you know your commercial truck insurance policy
- Find out what is covered in your commercial trucking insurance policy
- Collect data from ELDs, telematic devices, and any cameras on the truck
- If there is damage, document everything with photos, videos, and any saved receipts
Read more tips on extreme weather and regulations affecting truck drivers.
At CNS Insurance, we assist trucking companies and haulers of all types, providing them with the best insurance rates with A or A+ rated companies along with the necessary compliance advice that comes with owning a trucking company. If your company requires more in-depth DOT Compliance assistance, one of our Commercial Truck Insurance Specialists will refer you to our compliance partner, Compliance Navigation Specialists.
