Business Insurance

Workers' Compensation Insurance

Workers’ compensation is a system designed to provide financial and medical benefits to employees who suffer work-related injuries or illnesses. It ensures that workers receive coverage for medical expenses, lost wages, and rehabilitation costs without the need to prove employer fault. In exchange, employees typically forfeit the right to sue their employer for negligence. The program varies by jurisdiction and is governed by specific laws and regulations.

What is a Workers' Compensation Insurance Policy?

Your employees are your most valuable resource and protecting them is even more important than protecting all other aspects of your business. Health or medical insurance doesn’t substitute for workers’ comp coverage. Employees are only covered for on-the-job injuries or job-related illnesses.

Coverage is necessary regardless of fault; injured workers are typically eligible for workers’ compensation, even if their injuries resulted from their own negligence.

workers compensation insurance

Did you know?
States who require workers’ comp coverage normally impose significant penalties for companies that don’t comply.

Why do you need Cyber Liability Insurance?

If you have one or more employees and don’t carry workers compensation insurance, you will be liable for these costs, and additionally be subject to fines and fees based upon the state your operation resides in.

Workers Compensation insurance for motor carriers is a mandatory insurance that provides coverage for:

• Medical expenses
• Lost income/wages
• Rehabilitation costs
• Death benefits
• and more

Business Owners Policy (BOP)

A Business Owners Policy (BOP) is a comprehensive insurance package designed to protect small to medium-sized businesses from various risks. In Pennsylvania, business owners often choose a BOP as a cost-effective way to secure multiple coverages under one policy.

Commercial Auto Insurance

As a Commercial Truck Insurance Provider, we offer coverage for Auto Haulers, Agricultural, Construction, Fleets, Fuel Haulers, Hazmat Carriers, Last-Mile and Mid-Mile Carriers, Long-Haul Truckers, Short-Haul Trucks, Towing Companies, and even new trucking companies.

General Liability

General liability insurance is not a legal requirement in Pennsylvania, but it’s highly recommended for most businesses, and in some cases, contracts, leases, and industries may mandate it. Check with your insurance agent and review any applicable contracts.

General Liability

General liability insurance is not a legal requirement in Pennsylvania, but it’s highly recommended for most businesses, and in some cases, contracts, leases, and industries may mandate it. Check with your insurance agent and review any applicable contracts.

Business Interruption Coverage

Running a business comes with its share of challenges, but when unforeseen events disrupt your operations, the financial impact can be overwhelming. Business Interruption Coverage ensures that your company can recover with confidence.

Property Insurance Coverage

Business owners invest in physical assets, like buildings, equipment, and inventory, but when unexpected events cause damage or loss, the financial consequences can be significant. Property Insurance Coverage ensures those assets are protected.

Customers Reviews

Steps to Get Insurance

01

Request a quote

Before we can get you an estimate, we are going to need some information. Fill out a complete quote or quick quote to get started.

02

Get coverage

After we gather all of your information we will get back to you with a detailed breakdown of your coverage and how much it will cost.

03

Start saving

Our Insurance Specialists are constantly working to get you the best rates, whether you are a new or existing client.

We Are Your Insurance Family

We are always a phone call away.

Our customer service is unmatched and we take pride in the fact that we build lasting relationships with everyone we talk to whether you are a client or not.

Quick Workers' Compensation Insurance Quote