Commercial Auto Insurance

Fuel Haulers/Hazmat Insurance

As a Commercial Truck Insurance Provider for HAZMAT and Fuel haulers, we have a solution to assist you no matter what level your trucking company is currently at.

Who needs a Fuel Hauler or Hazmat Insurance Policy?

Hazmat Insurance can be complicated and hard to find. You need a specialist to review your risk and make sure you do not have any coverage caps at an affordable cost. CNS Insurance specializes in Hazmat Risk.

Our specialists will review your insurance needs and recommend coverages that protect you and your company.

We can help no matter what you are hauling:

  • Petroleum Haulers
  • Fuel Dealers
  • Propane Provider
  • Home Heating Fuel
  • Liquid Nitrogen
  • Class 1.1-1.5 Haulers
Fuel Hauler/HAZMAT Insurance | Commercial Truck Insurance | CNS Insurance

Why do you need Fuel Hauler or Hazmat Insurance Policy?

Fuel hauler or hazmat truck insurance policies cover liability for incidents like site clean up, loading and unloading incidents, in-transit accidents, contamination and pollution clean up, medical payments and personal injury claims, and lost income or downtime.

Trucking companies usually consider umbrella, or excess liability, coverage on top of existing, or primary, liability policies.

Commercial Agricultural Insurance​ Coverages

What Commercial Coverages do you need?

General Liability:

    • Comprehensive General Liability – limits up to $1M each occurrence/$3M aggregate
    • Premises Liability
    • Personal Injury Liability
    • Special Events Liability
    • Employee Benefits Liability
    • Liquor Liability coverage available
    • GL Automatic Fill endorsement
    • GL Broadened Pollution coverage

Property Coverage:

    • Ultimate Coverage – broad proprietary property coverage form including Flood and Earthquake where available
    • Blanket limits with large in-house capacity
    • Crime, Boiler, Inland Marine, and all Property coverages under one policy
    • No separate form needed for computer property, this is included under the Personal Property limit
    • Coverage is included for guest personal property, foundations, underground pipes, flue, and drains, retaining walls that are not a part of the building, bridges, roadways, walks, patios, and other paved services
    • Automatic coverages, including, but not limited to: arson reward, contract penalty clause, excavation, and landscaping, fire sprinklered or burglar alarm upgrade, new construction, and accounts receivable
    • Contamination of Gas and Oil coverage – $50,000
    • Erroneous Delivery coverage – $50,000
    • Terminal Access Card coverage – $50,000

Recommended and Required Minimum Coverages

Below are some of the minimum coverage requirements and recommendations, however, we recommend talking to one of our Commercial Insurance Specialists to get specific recommendations on the coverage you need based on what you are hauling.

Auto Liability
$ 1 M

Auto Liability, also known as Bodily Injury Physical Damage (BIPD), is required by the FMCSA at a minimum coverage of $5 million to obtain your MC authority.


Physical Damage Coverage

Physical Damage is not required for Commercial Truck Insurance, but we do recommend it. Coverage depends on what you are driving and can range from $1000 to $200K.

Truck Cargo Coverage
1 K

Truck Cargo Coverage is required by law, however the amount of coverage depends on what your trucks are hauling. Call one of our Trucking Insurance Specialists for a recommendation on minimum cargo coverage.

Customers Reviews

Steps to get Commercial Truck Insurance


Request a quote

Before we can get you an estimate, we are going to need some information. Fill out a complete quote or quick quote to get started.


Get coverage

After we gather all of your information we will get back to you with a detailed breakdown of your coverage and how much it will cost.


Start saving

Our Commercial Truck Insurance specialists are constantly working to get you the best rates, whether you are a new or existing client.


Company A, a 9-truck carrier, approached CNS due to a problem in their operations. Their surplus lines carrier who was charging $190,000 annually for 9 trucks was canceling their liability insurance. The trucking company called CNS to see what could be done.

CNS reviewed carrier’s roadside safety, performance, driver files, loss ratio history, systems, and process. CNS analyzed the company had no losses but high BASIC SMS scores. Upon further investigation there were only two drivers that had bad records.

CNS developed hiring and qualification standards and implemented these standards within the company. The company also engaged CNS to manage their divers through drivers qualifications, monitoring drivers and training drivers.

As shown in the graph, the clients safety scores improved year after year.

As a result of the improved safety scores CNS Insurance was able to secure insurance which saved the company $100,000.00 in annual premium. The client has been a loyal CNS and CNS Insurance customer for 6 years.

We Are Your Insurance Family

We are always a phone call away.

Our customer service is unmatched and we take pride in the fact that we build lasting relationships with everyone we talk to whether you are a client or not.

Quick Commercial Auto Insurance Quote

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