On-Hook Towing Insurance Coverage

What is On-Hook Towing Insurance Coverage?

On-Hook Towing Insurance Coverage pays for damages to a vehicle, such as fire or collision, while the car is in tow.

Who needs On-Hook Towing Insurance Coverage?

For businesses that have towing available, whether you are a mechanic or a full-on tow service, On-Hook Towing Insurance Coverage is necessary and will protect you if an incident happens while towing a vehicle.

This coverage applies in all states except Texas and Virginia where On-Hook Towing insurance is called Garagekeepers Legal Liability insurance and their Garagekeepers Legal Liability insurance is called Storage Location insurance.

Questions about this coverage or a policy?

If you have any questions about this coverage or you are unsure what kind of coverages you need for your business, please contact us.

What are the requirements for On-Hook Towing Insurance Coverage?

You will choose a limit and a deductible when securing On-Hook Towing insurance, which represent your out-of-pocket cost and the limit of coverage for each incident.

On-Hook Towing Insurance Coverage​ Example

Why do you need it?

As you are towing a customer’s car to your mechanic shop you scrape the passenger door as you are making a turn a little too sharp. The door was scratched enough that the whole door would have to be repainted.

Since you have On-Hook Towing Insurance and selected a coverage limit of $15,000 and a $500 deductible you will be covered and only have to pay your deductible.

Our Knowledgeable team

Holly Turner

Agency Supervisor

Holly can educate you on commercial truck insurance no matter what you are hauling. We assist long-haul and short-haul truckers, Hazmat Carriers, Fleets, etc.

Zachary Wagner

Account Manager

Zach is dedicated to serving all of his clients to the best of his ability. He will always shop his clients to maintain the lowest possible premiums with the best coverage.

Erica LeBlanc

Renewal Specialist

Erica is our Renewal Specialist so there is a good chance that you will be speaking with her when your renewal comes up. She is professional, knowledgeable and fully capable of answering any questions you have.

CNS Insurance employees

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Coverage Questions?

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