What are the requirements for Uninsured Motorist Insurance Coverage?
Uninsured Motorist Insurance Coverage and Underinsured Motorist Insurance Coverage
Both Uninsured and Underinsured Motorist Insurance Coverage will cover you if a person is not insured or just doesn’t have enough coverage to pay for damages.
The coverage offers protection against medical expenses like medical bills and can even help with lost wages and pain and suffering, something that you will not get from your standard coverage.
You will need to choose your limits which are usually shown by 2 numbers ($10,000/$20,000). The first number represents how much will be paid per person and the second number represents how much will be paid per accident.
Uninsured Motorist Property Damage Insurance Coverage
Uninsured Motorist Property Damage coverage varies by state, so you can ask one of our Commercial Insurance Specialists if this coverage applies to you. If it does, it will help pay for damage to your vehicle when the other person is not insured.