Fuel Haulers/Hazmat Insurance

Fuel Haulers/Hazmat Insurance

Who can
we Help

As a Commercial Truck Insurance Provider for HAZMAT and Fuel haulers, we have a solution to assist you no matter what level your trucking company is currently at.

We can help no matter you are hauling:

  • Petroleum Haulers
  • Fuel Dealers
  • Propane Provider
  • Home Heating Fuel
  • Liquid Nitrogen
  • Class 1.1-1.5 Haulers

Fuel Haulers/
Hazmat Insurance

Fuel Hauler/HAZMAT Insurance | Commercial Truck Insurance | CNS Insurance

What and Why?

What is Fuel Haulers/Hazmat Insurance?

Hazmat Insurance can be complicated and hard to find. You need a specialist to review your risk and make sure you do not have any coverage caps at an affordable cost. CNS Insurance specializes in Hazmat Risk.

Our specialists will review your insurance needs and recommend coverages that protect you and your company.

Why do you need Fuel Haulers/Hazmat Insurance?

Fuel hauler or hazmat truck insurance policies cover liability for incidents like site clean up, loading and unloading incidents, in-transit accidents, contamination and pollution clean up, medical payments and personal injury claims, and lost income or downtime.

Trucking companies usually consider umbrella, or excess liability, coverage on top of existing, or primary, liability policies.

plan of action

know your Coverage

It is important to keep in mind legal requirements when obtaining trucking insurance. Commercial Truck Insurance is mandatory in all 50 states and failure to obtain coverage could cost you a lot of money in fines or even worse, your license. By law, you must have a minimum of 750,000 in auto liability and cargo coverage (coverage depends on what your trucks are hauling). 

Types of Coverage

Uninsured and Underinsured

Towing

Broadened Pollution Coverage

$ 1 M
Auto Liability

Auto Liability, also known as Bodily Injury Physical Damage (BIPD), is required by the FMCSA at a minimum coverage of $5 million to obtain your MC authority.

$1K-200K

Physical Damage

Physical Damage is not required for Commercial Truck Insurance, but we do recommend it. Coverage depends on what you are driving and can range from $1000 to $200K.

$ 1 K
Cargo

Truck Cargo Coverage is required by law, however the amount of coverage depends on what your trucks are hauling. Call one of our Trucking Insurance Specialists for a recommendation on minimum cargo coverage.

General Liability:

    • Comprehensive General Liability – limits up to $1M each occurrence/$3M aggregate
    • Premises Liability
    • Personal Injury Liability
    • Special Events Liability
    • Employee Benefits Liability
    • Liquor Liability coverage available
    • GL Automatic Fill endorsement
    • GL Broadened Pollution coverage

Property Coverage:

    • Ultimate Coverage – broad proprietary property coverage form including Flood and Earthquake where available
    • Blanket limits with large in-house capacity
    • Crime, Boiler, Inland Marine, and all Property coverages under one policy
    • No separate form needed for computer property, this is included under the Personal Property limit
    • Coverage is included for guest personal property, foundations, underground pipes, flue, and drains, retaining walls that are not a part of the building, bridges, roadways, walks, patios, and other paved services
    • Automatic coverages, including, but not limited to: arson reward, contract penalty clause, excavation, and landscaping, fire sprinklered or burglar alarm upgrade, new construction, and accounts receivable
    • Contamination of Gas and Oil coverage – $50,000
    • Erroneous Delivery coverage – $50,000
    • Terminal Access Card coverage – $50,000

01

Request a quote

Before we can get you an estimate, we are going to need some information. Fill out a complete quote or quick quote to get started.

02

Get coverage

After we gather all of your information we will get back to you with a detailed breakdown of your coverage and how much it will cost.

03

Start saving

Our Commercial Truck Insurance specialists are constantly working to get you the best rates, whether you are a new or existing client.

Customers Reviews

CASE STUDY

Company A, a 9-truck carrier, approached CNS due to a problem in their operations. Their surplus lines carrier who was charging $190,000 annually for 9 trucks was canceling their liability insurance. The trucking company called CNS to see what could be done.

CNS reviewed carrier’s roadside safety, performance, driver files, loss ratio history, systems, and process. CNS analyzed the company had no losses but high BASIC SMS scores. Upon further investigation there were only two drivers that had bad records.

CNS developed hiring and qualification standards and implemented these standards within the company. The company also engaged CNS to manage their divers through drivers qualifications, monitoring drivers and training drivers.

As shown in the graph, the clients safety scores improved year after year.

As a result of the improved safety scores CNS Insurance was able to secure insurance which saved the company $100,000.00 in annual premium. The client has been a loyal CNS and CNS Insurance customer for 6 years.

We Are Your Insurance Family

We are always a phone call away.

Our customer service is unmatched and we take pride in the fact that we build lasting relationships with everyone we talk to whether you are a client or not.

DOT Compliance? We have you covered

Risk assessment

Our DOT compliance partner, Compliance Navigation Specialist, are available with trucking compliance advice and DOT Compliance Programs that keep your company on the right track by keeping your risk low and even your insurance rates even lower.

Risk mitigating services:

Quick Commercial Truck Insurance Quote

Do you have an Insurance Submission Packet? (upload any relevant information about vehicles, drivers, etc.)