Driving to and from worksites exposes small construction and contracting businesses to a high level of risk. A collision could lead to another motorist getting injured, or expensive repairs for your construction truck or van.
Commercial auto insurance can help cover the cost of lawsuits, property damage, medical bills, and other expenses that arise from an accident. It also pays for vehicle damage caused by weather or vandalism, along with vehicle theft.
One of our Commercial Insurance Specialists will customize your insurance policy to exactly what your construction or contracting company needs.
What can you expect to see in this policy?
Your Commercial Insurance Policy for your Construction or Contracting Company will most likely contain coverage for legal and medical expenses.
Associated legal expenses for your construction company might be related to being sued over an accident. Legal fees for these types of accidents can be very costly. If you are not insured, it is very possible that you will be court-ordered to pay a settlement, which would fall on you completely without having commercial coverage.
As we all know, medical bills are extremely expensive and add up. If an employee operating a company vehicle has an accident and is injured, your policy will cover medical care for the employee and any passengers.