Personal Insurance Solutions
Personal Insurance
Personal Insurance provides financial protection for individuals and families against unexpected events and risks, including insurance coverage for your car, ATV, boat, renter’s insurance, and more. By safeguarding personal assets, health, and income, these policies ensure peace of mind by mitigating financial losses from accidents, illnesses, property damage, or other unforeseen circumstances.
One-Stop Personal Insurance
We assist all types of business with necessary coverages to reduce risk and prepare for those worse-case scenarios.
Personal Auto Insurance
Personal auto insurance protects against financial losses from owning and driving a vehicle. It includes liability coverage for damages or injuries you cause, collision for vehicle repairs, and comprehensive for non-collision events like theft or vandalism. Additional options, such as uninsured motorist or medical payments coverage, offer extra protection. Review your policy to ensure it meets your needs.
Motorcycle, ATV, RV Insurance
In Pennsylvania, personal insurance lines for ATVs, motorcycles, and RV's (recreational vehicles) provide coverage specifically tailored to these types of vehicles, offering protection for owners in the event of accidents, damages, theft, and liability issues. Insurance for these vehicles is typically separate from standard auto insurance, and each type of vehicle has its own set of coverage options.
Boat Insurance
In Pennsylvania, boat insurance is not legally required for private recreational boats, but it is highly recommended for financial protection in the event of accidents, damage, or theft. Boat insurance provides coverage for the vessel itself, the owner, and other individuals involved, including passengers. It helps mitigate the risks associated with owning and operating a boat on Pennsylvania’s waterways, such as rivers, lakes, and reservoirs.
Renter's Insurance
Renter's insurance is a policy that helps protect tenants and their personal property while renting a home or apartment. It typically includes coverage for personal belongings, liability, and additional living expenses in case of a covered event.
Types of Coverage
Liability
It is important to keep in mind your legal requirements. Trucking insurance is mandatory in all 50 states, and not having proper insurance could cost you pricey fines or your license.
Primary Liability
You are legally required to have primary trucking liability insurance. Primary liability covers injuries and damage that may occur to another driver and their vehicle in an accident.
Non-Trucking Liability
If you use your truck for non-business purposes you will need non-trucking liability insurance coverage for potential property damage or bodily injury to a third party.
Physical Damage
Risk of damage to your truck is always a possibility. Physical Damage coverage can be used to protect you from theft, vandalism, natural disasters, and so much more.
