This protects the truck driving school from claims of bodily injury, property damage, or personal injury that might occur on the premises or during the training process. For example, if a student gets injured while practicing a maneuver in the parking lot, or if a visitor slips and falls at the school’s facility, general liability insurance would cover medical expenses and legal costs.

Since driving schools use commercial vehicles (trucks), this insurance is critical. It covers the trucks used for student training in case of accidents, collisions, or other damages. It also includes coverage for property damage and injury that could be caused by the vehicles during training.

Student Drivers: Commercial auto insurance for driving schools often extends to student drivers as well, protecting the school against liability in the event of an accident during instruction.

This protects the truck driving school against claims of negligence or failure to properly train students. For example, if a student claims that they were inadequately trained and later caused an accident, this insurance would cover the costs of defending against such claims.

If the school has employees (such as instructors or administrative staff), workers’ compensation insurance is required in most states. It covers medical expenses and lost wages if an employee is injured while on the job, including accidents during training or in the classroom.

This is specific coverage for the instructors, protecting them against personal liability claims if they are accused of negligence or errors while providing instruction.

This covers the physical assets of the driving school, such as buildings, office equipment, and training materials, in case of damage from fire, theft, or natural disasters.

Some truck driving schools offer student accident insurance that covers injuries sustained by students while they are learning to drive. This is important for schools to protect themselves against claims that could arise from student accidents during training.

For schools that own multiple trucks, fleet insurance can cover a group of vehicles under one policy, often at a discounted rate. It covers a variety of risks for each vehicle, including accidents, damage, and liability issues.