Liability coverage provides financial protection if you’re held legally responsible for causing injury to someone else or damaging their property. It helps cover legal fees, medical expenses, and other related costs—offering peace of mind in everyday situations.
Liability insurance is for anyone who wants protection against the financial risks of being held responsible for injuries or property damage to others. This includes individuals, homeowners, renters, drivers, and business owners. It helps cover legal costs, medical bills, and damages if you’re found at fault in an accident or incident.
If you have any questions about this coverage or you are unsure what kind of coverages you need, please contact us.
Liability insurance is often required, depending on the situation. For example, auto liability insurance is mandatory in most states to legally drive. Homeowners and renters may need liability coverage as part of their policies, especially if required by a mortgage lender or landlord. While personal liability insurance isn’t always legally required, it’s highly recommended to protect against costly lawsuits and unexpected accidents.
Scenario:
While hosting a backyard BBQ, Sarah’s friend slips on her wet deck and breaks an arm. The injury requires surgery and physical therapy, leading to thousands in medical bills. The friend sues Sarah to cover the costs.
How Liability Insurance Helps:
Sarah’s personal liability coverage steps in to pay for her friend’s medical expenses and legal fees, protecting her from paying out of pocket—and potentially facing serious financial strain.
Holly can educate you on commercial truck insurance no matter what you are hauling. We assist long-haul and short-haul truckers, Hazmat Carriers, Fleets, etc.
Zach is dedicated to serving all of his clients to the best of his ability. He will always shop his clients to maintain the lowest possible premiums with the best coverage.
Erica is our Renewal Specialist so there is a good chance that you will be speaking with her when your renewal comes up. She is professional, knowledgeable and fully capable of answering any questions you have.
Let our commercial truck insurance specialists provide a quote to our preferred markets.
