Comprehensive

What is comprehensive auto insurance coverage?

Comprehensive Coverage helps pay for damage to your vehicle caused by events other than a collision—such as theft, vandalism, fire, hail, falling objects, or hitting an animal. It protects against unexpected, non-accident-related losses.

Who is comprehensive auto insurance coverage for?

Comprehensive coverage is for drivers who want full protection for their vehicle, especially those with newer, high-value, or financed cars. It’s ideal for guarding against costly damage from weather, theft, or other unpredictable events.

Questions about this coverage or a policy?

If you have any questions about this coverage or you are unsure what kind of coverages you need, please contact us.

What are the requirements?

Comprehensive coverage is not legally required, but lenders or leasing companies typically require it for financed vehicles. Even if optional, it’s highly recommended to avoid major out-of-pocket expenses from non-collision damage.

Comprehensive Insurance Coverage Example

Why do you need it?

Scenario:
During a thunderstorm, a tree branch falls and smashes the windshield and roof of Alex’s parked car.

How Comprehensive Coverage Helps:
Alex’s Comprehensive Coverage pays for the damage caused by the falling tree—something not covered by liability or collision insurance. Without it, Alex would be stuck paying for repairs himself.

Our Knowledgeable team

Holly Turner

Agency Supervisor

Holly can educate you on commercial truck insurance no matter what you are hauling. We assist long-haul and short-haul truckers, Hazmat Carriers, Fleets, etc.

Zachary Wagner

Account Manager

Zach is dedicated to serving all of his clients to the best of his ability. He will always shop his clients to maintain the lowest possible premiums with the best coverage.

Erica LeBlanc

Renewal Specialist

Erica is our Renewal Specialist so there is a good chance that you will be speaking with her when your renewal comes up. She is professional, knowledgeable and fully capable of answering any questions you have.

CNS Insurance employees

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Coverage Questions?

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