Insurance Coverages

Personal Insurance Coverages

CNS Insurance offers a range of personal insurance coverages designed to safeguard you, your family, and your assets from life’s unexpected events. From auto and home to liability and medical protection, we help you stay prepared and covered.

Insurance Coverages

What coverages do you need?

Liability

Protects you if you're legally responsible for injuries or property damage to others, covering legal fees, medical bills, and related costs.

Uninsured/Underinsured Motorist (UM/UIM)

Covers your medical expenses and damages if you're in an accident caused by a driver with little or no insurance. This protection helps bridge the gap when the at-fault driver can’t fully cover your losses.

Medical Payments(Med Pay)

Helps pay for medical expenses for you and your passengers after an auto accident—regardless of who is at fault. This coverage offers peace of mind by covering costs like hospital visits, surgery, and ambulance fees.

Personal Injury Protection (PIP)

Covers medical expenses, lost wages, and other related costs for you and your passengers after an accident—no matter who’s at fault. PIP offers broader protection to help you recover faster and with fewer financial setbacks.

Collision

Helps pay for repairs or replacement if your vehicle is damaged in an accident with another vehicle or object, regardless of who is at fault. It covers collisions with other cars, guardrails, poles, and more.

Comprehensive

Protects your vehicle from non-collision incidents such as theft, vandalism, fire, natural disasters, or hitting an animal. It helps cover repair or replacement costs for damage not caused by a crash with another vehicle.

"We strive to provide the best customer service to each client when it comes to their commercial truck insurance coverage. We also take it one step further by pairing our client's insurance with industry leading DOT Compliance Services from Compliance Navigation Specialists."
Jared Kline
Client Services Executive

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