Personal Insurance Solutions
Personal Insurance
Personal Insurance provides financial protection for individuals and families against unexpected events and risks, including insurance coverage for your car, ATV, boat, renter’s insurance, and more. By safeguarding personal assets, health, and income, these policies ensure peace of mind by mitigating financial losses from accidents, illnesses, property damage, or other unforeseen circumstances.
One-Stop Personal Insurance
We assist all types of business with necessary coverages to reduce risk and prepare for worst-case scenarios
Personal Auto Insurance
Personal auto insurance protects against financial losses from owning and driving a vehicle. It includes liability coverage for damages or injuries you cause, collision for vehicle repairs, and comprehensive for non-collision events like theft or vandalism. Additional options, such as uninsured motorist or medical payments coverage, offer extra protection. Review your policy to ensure it meets your needs.
Motorcycle/ATV/RV Insurance
In Pennsylvania, personal insurance lines for ATVs, motorcycles, and RV's (recreational vehicles) provide coverage specifically tailored to these types of vehicles, offering protection for owners in the event of accidents, damages, theft, and liability issues. Insurance for these vehicles is typically separate from standard auto insurance, and each type of vehicle has its own set of coverage options.
Boat Insurance
In Pennsylvania, boat insurance is not legally required for private recreational boats, but it is highly recommended for financial protection in the event of accidents, damage, or theft. Boat insurance provides coverage for the vessel itself, the owner, and other individuals involved, including passengers. It helps mitigate the risks associated with owning and operating a boat on Pennsylvania’s waterways, such as rivers, lakes, and reservoirs.
Renter's Insurance
Renter's insurance is a policy that helps protect tenants and their personal property while renting a home or apartment. It typically includes coverage for personal belongings, liability, and additional living expenses in case of a covered event.
Pick Your Personal Coverages
Liability
Protects you if you're legally responsible for injuries or property damage to others, covering legal fees, medical bills, and related costs.
Uninsured/Underinsured Motorist (UM/UIM)
Covers your medical expenses and damages if you're in an accident caused by a driver with little or no insurance. This protection helps bridge the gap when the at-fault driver can’t fully cover your losses.
Medical Payments
(Med Pay)
Helps pay for medical expenses for you and your passengers after an auto accident—regardless of who is at fault. This coverage offers peace of mind by covering costs like hospital visits, surgery, and ambulance fees.
Personal Injury Protection (PIP)
Covers medical expenses, lost wages, and other related costs for you and your passengers after an accident—no matter who’s at fault. PIP offers broader protection to help you recover faster and with fewer financial setbacks.