Collision

What is Collision insurance coverage?

Collision Coverage helps pay to repair or replace your vehicle if it’s damaged in an accident involving another vehicle or object—regardless of who is at fault. It covers collisions with cars, guardrails, poles, trees, and similar impacts.

Who is Collision insurance coverage for?

Collision coverage is for anyone who wants to protect the value of their vehicle after a crash, especially drivers with newer or financed cars. It’s a smart choice if you can’t afford to pay out of pocket for major repairs or a total loss.

Questions about this coverage or a policy?

If you have any questions about this coverage or you are unsure what kind of coverages you need, please contact us.

What are the requirements?

Collision coverage is not legally required, but if you lease or finance your vehicle, your lender will likely require it. Even for paid-off vehicles, it’s highly recommended for added peace of mind.

PIP Insurance Coverage Example

Why do you need it?

Scenario:
Emma swerves to avoid a deer and accidentally crashes into a tree, causing significant damage to the front of her car.

How Collision Coverage Helps:
Emma’s Collision Coverage pays for the repairs to her vehicle, even though no other car was involved and she was at fault. Without it, she would have to cover the repair costs herself.

Our Knowledgeable team

Holly Turner

Agency Supervisor

Holly can educate you on commercial truck insurance no matter what you are hauling. We assist long-haul and short-haul truckers, Hazmat Carriers, Fleets, etc.

Zachary Wagner

Account Manager

Zach is dedicated to serving all of his clients to the best of his ability. He will always shop his clients to maintain the lowest possible premiums with the best coverage.

Erica LeBlanc

Renewal Specialist

Erica is our Renewal Specialist so there is a good chance that you will be speaking with her when your renewal comes up. She is professional, knowledgeable and fully capable of answering any questions you have.

CNS Insurance employees

Get a Quick Quote

Let our commercial truck insurance specialists provide a quote to our preferred markets.

Coverage Questions?

Are you concerned about what coverage you need.

Have a question?

Our Insurance Specialists are happy to help.

Fill out your information and we will get back with you by email or phone in 24-48 hours.

If you need a quote, please choose the type of quote below and fill out the form.