It is important to keep in mind your legal requirements. Trucking insurance is mandatory in all 50 states, and not having proper insurance could cost you pricey fines or your license.
You are legally required to have primary trucking liability insurance. Primary liability covers injuries and damage that may occur to another driver and their vehicle in an accident.
If you use your truck for non-business purposes you will need non-trucking liability insurance coverage for potential property damage or bodily injury to a third party.
Risk of damage to your truck is always a possibility. Physical Damage coverage can be used to protect you from theft, vandalism, natural disasters, etc.
In many cases, the most valuable asset in your business is the cargo you haul. Truck Cargo coverage insures the contents of the trailer and much more.
Protecting drivers is as important as protecting the vehicles they drive, which is why you need Workers’ Compensation Coverage.
