Trucking Insurance Basics

Trucking insurance is mandatory in all 50 states and Primary Liability is required to stay legal on the road. Let our commercial truck insurance specialists educate you on what insurance coverage you need for your company.

Insurance 101

What We Do


It is important to keep in mind your legal requirements. Trucking insurance is mandatory in all 50 states, and not having proper insurance could cost you pricey fines or your license.

Primary Liability

You are legally required to have primary trucking liability insurance. Primary liability covers injuries and damage that may occur to another driver and their vehicle in an accident.

Non-Trucking Liability

If you use your truck for non-business purposes you will need non-trucking liability insurance coverage for potential property damage or bodily injury to a third party.

Physical Damage

Risk of damage to your truck is always a possibility. Physical Damage coverage can be used to protect you from theft, vandalism, natural disasters, etc.

Truck Cargo

In many cases, the most valuable asset in your business is the cargo you haul. Truck Cargo coverage insures the contents of the trailer and much more.

Workers' Compensation

Protecting drivers is as important as protecting the vehicles they drive, which is why you need Workers’ Compensation Coverage.

"We strive to provide the best customer service to each client when it comes to their commercial truck insurance coverage. We also take it one step further by pairing our client's insurance with industry leading DOT Compliance Services from Compliance Navigation Specialists."
Jared Kline
Client Services Executive